Petaluma is a southern Sonoma County river town on Highway 101 with one of the best-preserved historic downtowns in California and streets of Victorian homes on its west side. We help Petaluma buyers and homeowners with conventional, jumbo, FHA and VA financing, refinances and equity lines. Fix and flip loans in Petaluma give investors short-term financing to buy, renovate and resell a property, with the purchase price and rehab budget funded in one loan. Pacific National Lending brokers fix and flip financing through lenders that close quickly and lend based on the property's after-repair value.
Call Pacific National Lending for fix and flip loans in Petaluma: (916) 526-2700
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Petaluma is popular with Marin and San Francisco commuters who want more space and small-town character, so well-kept homes draw multiple offers and most purchases need high-balance or jumbo financing. The west side's older homes can raise condition questions on appraisal, while the east side's newer subdivisions are straightforward for every loan program. Fix and flip loans in Petaluma typically fund a percentage of the purchase price plus up to 100 percent of the rehab budget, capped at a percentage of the after-repair value. Terms run 12 to 24 months, interest-only, with no prepayment penalty on most programs, so a quick resale is rewarded.
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Housing includes Victorians and Craftsman homes around D Street and the Oakhill-Brewster district, 1970s to 2000s subdivisions across East Petaluma, golf-course homes at Adobe Creek, and country properties on the roads west of town. Our fix and flip process in Petaluma begins with a quick review of the deal, then a term sheet with leverage, rate and points. Once you are under contract, we coordinate the appraisal or valuation, the rehab budget review and closing, often inside two weeks.
To get a term sheet for a fix and flip project in Petaluma, call (916) 526-2700 or send the property details through our application. Most quotes come back the same business day.
Pacific National Lending serves Downtown Petaluma, D Street, Oakhill-Brewster, West Petaluma and the rest of Petaluma for fix and flip loans. Petaluma is about an hour and forty-five minutes from our Gold River office, and we handle Petaluma loans remotely from application to closing.
For fix and flip loans in Petaluma, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Fix and Flip Loans · All loan options · Purchase · Refinance · Today's rates
Area photo: "Philip Sweed House" by Andrew Heller, CC BY-SA 4.0.
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