Novato is Marin County's northernmost city, with a small-town Old Town along Grant Avenue, oak-covered hills and the redeveloped Hamilton neighborhood on the former Air Force base. We help Novato buyers and homeowners with high-balance and jumbo purchase loans, refinances, reverse mortgages and equity lines. Successful flippers in Novato need capital that moves as fast as the deals do. Pacific National Lending arranges fix and flip loans that can close in as little as 10 to 14 days, fund rehab draws as work is completed, and do not require tax returns or W-2 income on most programs.
Call Pacific National Lending for fix and flip loans in Novato: (916) 526-2700
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Novato is the most attainable entry point into Marin County, which brings in move-up families from Sonoma County and buyers priced out of southern Marin. Even so, most purchases require high-balance conforming or jumbo financing, and the city's many condo and townhome communities need a lender who checks HOA approval before an offer is written. Fix and flip loans in Novato typically fund a percentage of the purchase price plus up to 100 percent of the rehab budget, capped at a percentage of the after-repair value. Terms run 12 to 24 months, interest-only, with no prepayment penalty on most programs, so a quick resale is rewarded.
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Housing includes 1950s to 70s ranch homes in central Novato and San Marin, newer homes and townhomes at Hamilton and Pointe Marin, golf-course homes around Marin Country Club, wooded lots in Indian Valley and Pacheco Valle, and waterfront homes in Bel Marin Keys. Many Novato investors use fix and flip loans as a bridge into a long-term hold. If a flipped property becomes a rental instead, we can refinance the short-term loan into a DSCR loan based on the new rent, which is a common and efficient strategy.
Investors doing multiple Novato projects a year can qualify for lines of credit or repeat-borrower pricing with some lenders. We help experienced flippers set up financing that scales with their pipeline.
We help borrowers with fix and flip loans throughout Novato, including Hamilton, San Marin, Old Town Novato, Marin Country Club, and across northern Marin County. Novato is about an hour and forty minutes from our Gold River office via I-80 and Highway 37.
For fix and flip loans in Novato, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Fix and Flip Loans · All loan options · Purchase · Refinance · Today's rates
Area photo: "Hamilton, Novato, California (7385088284)" by Sharon Hahn Darlin, CC BY 2.0.
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