Vallejo sits on San Pablo Bay at the southern tip of Solano County, with a ferry to San Francisco, historic Mare Island and some of the Bay Area's most affordable housing. We help Vallejo buyers, homeowners and investors with FHA, VA, conventional and renovation-friendly financing. Successful flippers in Vallejo need capital that moves as fast as the deals do. Pacific National Lending arranges fix and flip loans that can close in as little as 10 to 14 days, fund rehab draws as work is completed, and do not require tax returns or W-2 income on most programs.
Call Pacific National Lending for fix and flip loans in Vallejo: (916) 526-2700
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Vallejo attracts first-time buyers and San Francisco commuters who want Bay Area access at a fraction of the price, along with investors buying and renovating older homes. Victorian and mid-century housing stock means property condition and appraisal issues come up often, so a lender experienced with FHA and renovation options is a real advantage. Qualifying for a fix and flip loan in Vallejo focuses on the deal and the borrower's experience rather than personal income: the purchase price, the scope and budget of the renovation, the projected resale value and the investor's track record. First-time flippers can qualify, usually with slightly lower leverage.
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Housing includes Victorian and Craftsman homes in the historic Heritage District and downtown, 1940s to 60s homes across central Vallejo, hillside neighborhoods in Glen Cove, gated homes in Hiddenbrooke, and new construction on Mare Island. Our fix and flip process in Vallejo begins with a quick review of the deal, then a term sheet with leverage, rate and points. Once you are under contract, we coordinate the appraisal or valuation, the rehab budget review and closing, often inside two weeks.
Fix and flip lenders in Vallejo generally require the property to be vested in an LLC or other entity, and rates and points vary with experience, leverage and loan size. We explain the full cost so you can compare it against the projected profit.
Our fix and flip loans clients in Vallejo come from Glen Cove, Hiddenbrooke, Mare Island, Heritage District and every other part of Solano County. Vallejo is about an hour and fifteen minutes from our Gold River office, and we handle Vallejo loans by phone, email and e-signature.
For fix and flip loans in Vallejo, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Fix and Flip Loans · All loan options · Purchase · Refinance · Today's rates
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