San Rafael is the Marin County seat and its largest city, founded around Mission San Rafael Arcangel and known today for its Fourth Street downtown, the Frank Lloyd Wright civic center and hillside neighborhoods above the bay. We help San Rafael buyers and homeowners with jumbo purchase loans, refinances and home equity financing. Successful flippers in San Rafael need capital that moves as fast as the deals do. Pacific National Lending arranges fix and flip loans that can close in as little as 10 to 14 days, fund rehab draws as work is completed, and do not require tax returns or W-2 income on most programs.
Call Pacific National Lending for fix and flip loans in San Rafael: (916) 526-2700
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Nearly every San Rafael purchase is a jumbo loan, and well-located homes routinely sell with multiple offers, so a fully underwritten pre-approval matters here. Buyers range from San Francisco professionals to long-time Marin families moving up, and the mid-century Eichler neighborhoods of Terra Linda and Lucas Valley have a following of their own. Qualifying for a fix and flip loan in San Rafael focuses on the deal and the borrower's experience rather than personal income: the purchase price, the scope and budget of the renovation, the projected resale value and the investor's track record. First-time flippers can qualify, usually with slightly lower leverage.
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Housing includes Victorians and older homes in Gerstle Park and Dominican, Eichler and ranch homes in Terra Linda, Marinwood and Lucas Valley, hillside homes in Sun Valley, and golf-course and waterfront homes in Peacock Gap and along the canal. Many San Rafael investors use fix and flip loans as a bridge into a long-term hold. If a flipped property becomes a rental instead, we can refinance the short-term loan into a DSCR loan based on the new rent, which is a common and efficient strategy.
To get a term sheet for a fix and flip project in San Rafael, call (916) 526-2700 or send the property details through our application. Most quotes come back the same business day.
We help borrowers with fix and flip loans throughout San Rafael, including Gerstle Park, Dominican, Terra Linda, Sun Valley, and across central Marin County. San Rafael is about an hour and forty-five minutes from our Gold River office, and our Marin clients work with us by phone, email and secure e-signature.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for fix and flip loans in San Rafael.
Apply HereLearn more about the program itself: Fix and Flip Loans · All loan options · Purchase · Refinance · Today's rates
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