San Rafael is the Marin County seat and its largest city, founded around Mission San Rafael Arcangel and known today for its Fourth Street downtown, the Frank Lloyd Wright civic center and hillside neighborhoods above the bay. We help San Rafael buyers and homeowners with jumbo purchase loans, refinances and home equity financing. Pacific National Lending provides home loans in San Rafael for every kind of buyer: first-timers, move-up families, relocating professionals, veterans and investors. As a mortgage broker, we compare conventional, FHA, VA, USDA and jumbo programs across multiple lenders and recommend the one that costs you the least over the time you plan to own the home.
Call Pacific National Lending for home loans in San Rafael: (916) 526-2700
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Nearly every San Rafael purchase is a jumbo loan, and well-located homes routinely sell with multiple offers, so a fully underwritten pre-approval matters here. Buyers range from San Francisco professionals to long-time Marin families moving up, and the mid-century Eichler neighborhoods of Terra Linda and Lucas Valley have a following of their own. Rates on San Rafael home loans move daily, and the rate you qualify for depends on credit score, down payment, loan size and property type. We show you how each of those levers changes your payment, then lock the rate at the right moment with a lender who can close on your contract timeline.
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Housing includes Victorians and older homes in Gerstle Park and Dominican, Eichler and ranch homes in Terra Linda, Marinwood and Lucas Valley, hillside homes in Sun Valley, and golf-course and waterfront homes in Peacock Gap and along the canal. Because we are based in Gold River, San Rafael buyers can lean on us for local knowledge along with financing: which escrow companies close on time, how county loan limits affect the structure, and what sellers and listing agents in this market expect to see in a pre-approval.
A home loan from PNL comes with a fully underwritten pre-approval, transparent pricing across our lender network, and a local team that answers the phone. Call (916) 526-2700 or apply online to see what you qualify for in San Rafael.
Our home loans clients in San Rafael come from Gerstle Park, Dominican, Terra Linda, Sun Valley and every other part of central Marin County. San Rafael is about an hour and forty-five minutes from our Gold River office, and our Marin clients work with us by phone, email and secure e-signature.
Ready to talk about home loans in San Rafael? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: Home Loans · All loan options · Purchase · Refinance · Today's rates
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