San Rafael is the Marin County seat and its largest city, founded around Mission San Rafael Arcangel and known today for its Fourth Street downtown, the Frank Lloyd Wright civic center and hillside neighborhoods above the bay. We help San Rafael buyers and homeowners with jumbo purchase loans, refinances and home equity financing. Investor loans in San Rafael come in many forms, from conventional investment property mortgages to DSCR loans that qualify on rent, and Pacific National Lending brokers all of them. Whether you are buying your first rental or your tenth, we match the financing to your portfolio strategy.
Call Pacific National Lending for investor loans in San Rafael: (916) 526-2700
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Nearly every San Rafael purchase is a jumbo loan, and well-located homes routinely sell with multiple offers, so a fully underwritten pre-approval matters here. Buyers range from San Francisco professionals to long-time Marin families moving up, and the mid-century Eichler neighborhoods of Terra Linda and Lucas Valley have a following of their own. Investor loan pricing in San Rafael depends on down payment, credit, property type and whether the loan is conventional or a DSCR product. A single-family rental with 25 percent down prices best; 2-to-4-unit properties, condos and short-term rentals each have their own adjustments, which we explain up front.
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Housing includes Victorians and older homes in Gerstle Park and Dominican, Eichler and ranch homes in Terra Linda, Marinwood and Lucas Valley, hillside homes in Sun Valley, and golf-course and waterfront homes in Peacock Gap and along the canal. Investors in San Rafael often use a cash-out refinance on an existing rental to fund the down payment on the next one. We help sequence those transactions so the timing, the loan limits and the debt ratios all work together.
To discuss financing for a rental property in San Rafael, call (916) 526-2700 or apply online. We will review the deal, recommend the right program and give you a written quote.
Our investor loans clients in San Rafael come from Gerstle Park, Dominican, Terra Linda, Sun Valley and every other part of central Marin County. San Rafael is about an hour and forty-five minutes from our Gold River office, and our Marin clients work with us by phone, email and secure e-signature.
For investor loans in San Rafael, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Investor Loans · All loan options · Purchase · Refinance · Today's rates
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