Sausalito sits just across the Golden Gate Bridge from San Francisco, a hillside town of bay-view homes above a working waterfront and the famous floating-home docks of Richardson Bay. We help Sausalito buyers and homeowners with jumbo, second-home and condo financing, refinances and equity lines. Investor loans in Sausalito come in many forms, from conventional investment property mortgages to DSCR loans that qualify on rent, and Pacific National Lending brokers all of them. Whether you are buying your first rental or your tenth, we match the financing to your portfolio strategy.
Call Pacific National Lending for investor loans in Sausalito: (916) 526-2700
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Sausalito is a small, very high-priced market where almost every loan is a jumbo and many buyers are purchasing a second home or a pied-a-terre close to the city. Hillside construction, condo project reviews and view-driven valuations all affect the appraisal, and floating homes require specialized financing that works differently from a standard mortgage. When conventional guidelines stop working, DSCR loans in Sausalito qualify on the property's rent instead of personal income, bank-statement loans use business deposits in place of tax returns, and portfolio lenders can finance investors with more than ten properties or unusual situations.
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Housing includes historic homes and cottages in Old Town and on The Hill, mid-century and contemporary view homes toward Wolfback Ridge, condos and townhomes in New Town and along Bridgeway, and the floating homes at Waldo Point Harbor. Investors in Sausalito often use a cash-out refinance on an existing rental to fund the down payment on the next one. We help sequence those transactions so the timing, the loan limits and the debt ratios all work together.
To discuss financing for a rental property in Sausalito, call (916) 526-2700 or apply online. We will review the deal, recommend the right program and give you a written quote.
Our investor loans clients in Sausalito come from Old Town, The Hill, New Town, Bridgeway and every other part of southern Marin County. Sausalito is roughly two hours from our Gold River office, and we handle Sausalito loans entirely by phone, email and e-signature.
For investor loans in Sausalito, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Investor Loans · All loan options · Purchase · Refinance · Today's rates
Area photo: "Sausalito California" by Brocken Inaglory, CC BY-SA 4.0.
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