San Rafael is the Marin County seat and its largest city, founded around Mission San Rafael Arcangel and known today for its Fourth Street downtown, the Frank Lloyd Wright civic center and hillside neighborhoods above the bay. We help San Rafael buyers and homeowners with jumbo purchase loans, refinances and home equity financing. As a mortgage broker near San Rafael, our job is to work for you, not for a bank. Broker Jason Skelton and our loan officers compare rates and guidelines from many lenders on every file, so San Rafael borrowers see options a single retail lender or big bank simply cannot offer. We are licensed by the California Department of Real Estate (DRE #01778208) and registered with NMLS (#115924).
Call Pacific National Lending for mortgage broker services in San Rafael: (916) 526-2700
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Nearly every San Rafael purchase is a jumbo loan, and well-located homes routinely sell with multiple offers, so a fully underwritten pre-approval matters here. Buyers range from San Francisco professionals to long-time Marin families moving up, and the mid-century Eichler neighborhoods of Terra Linda and Lucas Valley have a following of their own. In the San Rafael market, the difference between a broker and a big bank shows up at the offer stage. A fully underwritten pre-approval from PNL tells the listing agent that the buyer's income, assets and credit have already been reviewed, which makes an offer far more competitive than a pre-qualification letter based on a phone call.
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Housing includes Victorians and older homes in Gerstle Park and Dominican, Eichler and ranch homes in Terra Linda, Marinwood and Lucas Valley, hillside homes in Sun Valley, and golf-course and waterfront homes in Peacock Gap and along the canal. Pacific National Lending is headquartered in Gold River, not in another state, and that matters for San Rafael borrowers. We know the local appraisers, escrow companies and real estate agents, we understand county-specific loan limits and property issues, and you can sit across a desk from us whenever a conversation is easier in person.
Getting started in San Rafael is simple: call (916) 526-2700, or use the secure online application. There is no credit pull at the first step, and a licensed loan officer will follow up to explain what you qualify for and what documents we will need.
We help borrowers with mortgage broker services throughout San Rafael, including Gerstle Park, Dominican, Terra Linda, Sun Valley, and across central Marin County. San Rafael is about an hour and forty-five minutes from our Gold River office, and our Marin clients work with us by phone, email and secure e-signature.
For mortgage broker services in San Rafael, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Mortgage Broker · All loan options · Purchase · Refinance · Today's rates
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