Berkeley is the university city on the east shore of San Francisco Bay, famous for the UC Berkeley campus and for streets of brown-shingle and Craftsman homes that climb from the flats into the Berkeley Hills. We help Berkeley buyers, homeowners and investors with jumbo, conventional and multi-unit financing, refinances and equity lines. When Berkeley homebuyers search for a mortgage broker near them, what they usually want is someone local who will pick up the phone, explain the numbers honestly and get the loan closed on time. That has been Pacific National Lending's approach for more than fifteen years, and it is why so much of our business in Berkeley comes from referrals and repeat clients.
Call Pacific National Lending for mortgage broker services in Berkeley: (916) 526-2700
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Berkeley is one of the most competitive markets in the Bay Area, with homes commonly selling far above list price, so buyers need a fully underwritten pre-approval and a lender who can close fast with few contingencies. Most homes are close to a century old, which puts foundations, seismic work and appraisal condition in play, and duplexes, backyard cottages and rent-controlled multi-unit buildings each have their own financing rules. Because we broker loans rather than fund one bank's products, we can move a difficult Berkeley file to a lender whose guidelines fit: self-employed income, a recent credit event, a unique property or a tight closing timeline. We price every loan across our lender network and show you the trade-off between rate and closing costs in writing.
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Housing includes brown-shingle and Craftsman homes in Elmwood, Claremont and North Berkeley, period-revival homes in Thousand Oaks, bungalows in Westbrae and South and West Berkeley, view homes in the Berkeley Hills, and condos near downtown and campus. Our team of licensed loan originators has closed loans on every kind of Berkeley property, from condos and starter homes to acreage, new construction and investment properties. We know which lenders like which properties, and we use that knowledge to avoid the surprises that derail closings.
Because we compete against our own lender network on every file, Berkeley borrowers get transparent pricing. You see the rate, the costs and the credits side by side before you commit to anything, and you never pay for a rate quote.
Pacific National Lending serves Elmwood, Claremont, North Berkeley, Berkeley Hills and the rest of Berkeley for mortgage broker services. Berkeley is about an hour and forty minutes from our Gold River office via I-80.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for mortgage broker services in Berkeley.
Apply HereLearn more about the program itself: Mortgage Broker · All loan options · Purchase · Refinance · Today's rates
Area photo: "Sather Tower from Memorial Glade" by Coolcaesar, CC BY-SA 4.0.
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