Petaluma is a southern Sonoma County river town on Highway 101 with one of the best-preserved historic downtowns in California and streets of Victorian homes on its west side. We help Petaluma buyers and homeowners with conventional, jumbo, FHA and VA financing, refinances and equity lines. For many Petaluma retirees, the home is their largest asset and their largest expense. A reverse mortgage can eliminate the monthly mortgage payment, provide a reserve for medical costs or home repairs, or simply make retirement more comfortable, and the homeowner keeps the title.
Call Pacific National Lending for a reverse mortgage in Petaluma: (916) 526-2700
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Petaluma is popular with Marin and San Francisco commuters who want more space and small-town character, so well-kept homes draw multiple offers and most purchases need high-balance or jumbo financing. The west side's older homes can raise condition questions on appraisal, while the east side's newer subdivisions are straightforward for every loan program. To qualify for a reverse mortgage in Petaluma, the youngest borrower must be at least 62, the home must be your primary residence and you need enough equity to pay off any existing mortgage from the proceeds. Lenders also verify that you can keep paying property taxes, homeowners insurance and any HOA dues.
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Housing includes Victorians and Craftsman homes around D Street and the Oakhill-Brewster district, 1970s to 2000s subdivisions across East Petaluma, golf-course homes at Adobe Creek, and country properties on the roads west of town. Our reverse mortgage process in Petaluma begins with an honest conversation about whether it is the right tool, and sometimes it is not. If a reverse mortgage fits, we help schedule the required HUD counseling session, order the appraisal and guide you through closing, usually in four to six weeks.
To find out how much a reverse mortgage could provide on your Petaluma home, call (916) 526-2700 for a no-pressure conversation. We will give you real numbers and honest guidance, and there is never an obligation.
Pacific National Lending serves Downtown Petaluma, D Street, Oakhill-Brewster, West Petaluma and the rest of Petaluma for a reverse mortgage. Petaluma is about an hour and forty-five minutes from our Gold River office, and we handle Petaluma loans remotely from application to closing.
Ready to talk about a reverse mortgage in Petaluma? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
Area photo: "Philip Sweed House" by Andrew Heller, CC BY-SA 4.0.
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