Shingle Springs is an unincorporated El Dorado County community along Highway 50 between Cameron Park and Placerville, where oak-studded acreage and custom homes stretch from Mother Lode Drive into the foothills. We help Shingle Springs buyers and homeowners with financing for acreage, custom homes and rural properties. Self-employed investors, retirees and anyone whose tax returns understate their real income can struggle with conventional investor loans. No income investor loans in Shingle Springs solve that by looking at the property instead of the borrower's personal income, which is exactly how Pacific National Lending helps investors keep buying.
Call Pacific National Lending for no income investor loans in Shingle Springs: (916) 526-2700
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Shingle Springs buyers typically want land, privacy and a manageable Highway 50 commute to Folsom and Sacramento, and most properties come with wells, septic systems, outbuildings and sometimes second units. That calls for a lender who understands rural appraisals, and larger parcels regularly reach jumbo loan amounts. Qualifying for a no income investor loan in Shingle Springs focuses on credit score, down payment, reserves and the rent the property produces. Typical down payments run 20 to 25 percent, rates are somewhat higher than conventional, and the property must be a non-owner-occupied rental.
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Housing is mostly custom and semi-custom homes on one-to-ten-acre parcels along Mother Lode Drive, French Creek Road and South Shingle Road, with older homes near the historic townsite and a few smaller subdivisions off Ponderosa Road. The process for a no income investor loan in Shingle Springs is faster and simpler than a conventional loan: an application, a credit pull, asset statements, the property's rent and an appraisal. Most close in about three weeks, and lenders generally allow the property to be held in an LLC.
To get a quote on a no income investor loan for an Shingle Springs property, call (916) 526-2700 or send the property address and rent through our application. We will run the numbers and give you a written term sheet.
Pacific National Lending serves Mother Lode Drive, French Creek Road, South Shingle Road, Ponderosa Road and the rest of Shingle Springs for no income investor loans. Shingle Springs is about thirty minutes from our Gold River office via Highway 50.
Ready to talk about no income investor loans in Shingle Springs? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: No Income Investor Loans · All loan options · Purchase · Refinance · Today's rates
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