Shingle Springs is an unincorporated El Dorado County community along Highway 50 between Cameron Park and Placerville, where oak-studded acreage and custom homes stretch from Mother Lode Drive into the foothills. We help Shingle Springs buyers and homeowners with financing for acreage, custom homes and rural properties. VA loans are the strongest home financing benefit available to those who have served, and Pacific National Lending makes sure Shingle Springs veterans get the full value of it: no down payment, competitive rates, no monthly mortgage insurance and limits on the closing costs a veteran can be charged.
Call Pacific National Lending for VA loans in Shingle Springs: (916) 526-2700
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Shingle Springs buyers typically want land, privacy and a manageable Highway 50 commute to Folsom and Sacramento, and most properties come with wells, septic systems, outbuildings and sometimes second units. That calls for a lender who understands rural appraisals, and larger parcels regularly reach jumbo loan amounts. Instead of mortgage insurance, VA charges a one-time funding fee that can be financed into the loan, and veterans receiving VA disability compensation are exempt from it. We calculate the fee for your specific situation so the true cost of a VA loan in Shingle Springs is clear from the start.
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Housing is mostly custom and semi-custom homes on one-to-ten-acre parcels along Mother Lode Drive, French Creek Road and South Shingle Road, with older homes near the historic townsite and a few smaller subdivisions off Ponderosa Road. VA loans can be used more than once, and remaining entitlement can even allow a veteran who already owns a VA-financed home to buy another in Shingle Springs. We review your entitlement and explain exactly what you can do with it.
To use your VA benefit in Shingle Springs, call (916) 526-2700 or apply online. We will confirm eligibility, explain the funding fee and show you what a zero-down purchase looks like with real numbers. No credit pull at the first step.
Our VA loans clients in Shingle Springs come from Mother Lode Drive, French Creek Road, South Shingle Road, Ponderosa Road and every other part of the El Dorado County foothills. Shingle Springs is about thirty minutes from our Gold River office via Highway 50.
For VA loans in Shingle Springs, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: VA Loans · All loan options · Purchase · Refinance · Today's rates
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