Rancho Murieta is a gated, master-planned community along the Cosumnes River in eastern Sacramento County, about thirty minutes from our Gold River office, with two championship golf courses, private lakes and an equestrian center. We help Rancho Murieta buyers and homeowners with jumbo and conventional purchase loans, refinances, reverse mortgages and equity lines. As a mortgage broker near Rancho Murieta, our job is to work for you, not for a bank. Broker Jason Skelton and our loan officers compare rates and guidelines from many lenders on every file, so Rancho Murieta borrowers see options a single retail lender or big bank simply cannot offer. We are licensed by the California Department of Real Estate (DRE #01778208) and registered with NMLS (#115924).
Call Pacific National Lending for mortgage broker services in Rancho Murieta: (916) 526-2700
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Rancho Murieta draws retirees, golfers and families who want a gated, resort-style community within reach of Sacramento, and many purchases here are jumbo loans on golf-course or lakefront homes. HOA dues and community rules factor into qualifying, and long-time owners often use reverse mortgages or HELOCs to stay in the community. Because we broker loans rather than fund one bank's products, we can move a difficult Rancho Murieta file to a lender whose guidelines fit: self-employed income, a recent credit event, a unique property or a tight closing timeline. We price every loan across our lender network and show you the trade-off between rate and closing costs in writing.
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Housing includes 1970s to 2000s single-family homes on the golf courses and around Lake Calero and Lake Clementia, custom estates on the larger lots, and the Murieta Village 55-plus community near the country club. Every Rancho Murieta loan at Pacific National Lending starts with a real conversation about your goals, followed by a review of your income, assets and credit. From there we present two or three loan structures with actual numbers, lock the rate when it makes sense, and keep you updated at each milestone through funding. Most purchase loans close in about three weeks.
Because we compete against our own lender network on every file, Rancho Murieta borrowers get transparent pricing. You see the rate, the costs and the credits side by side before you commit to anything, and you never pay for a rate quote.
Pacific National Lending serves Rancho Murieta North, Rancho Murieta South, Lake Calero, Lake Clementia and the rest of Rancho Murieta for mortgage broker services. Rancho Murieta is about thirty minutes from our Gold River office via Jackson Highway.
For mortgage broker services in Rancho Murieta, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
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