Ione is a small western Amador County town in the rolling oak country below the Gold Rush foothills, watched over by the landmark Preston Castle. We help Ione buyers and homeowners with FHA, VA, USDA, conventional and golf-community financing. For many Ione retirees, the home is their largest asset and their largest expense. A reverse mortgage can eliminate the monthly mortgage payment, provide a reserve for medical costs or home repairs, or simply make retirement more comfortable, and the homeowner keeps the title.
Call Pacific National Lending for a reverse mortgage in Ione: (916) 526-2700
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Ione is one of the most affordable places to buy in Amador County, which brings in first-time buyers, state and public-safety employees and retirees who want quiet streets within an hour of Sacramento and Stockton. The Castle Oaks golf community adds newer homes with HOA dues to account for, while ranch properties toward Jackson Valley and Lake Camanche call for rural appraisal experience. To qualify for a reverse mortgage in Ione, the youngest borrower must be at least 62, the home must be your primary residence and you need enough equity to pay off any existing mortgage from the proceeds. Lenders also verify that you can keep paying property taxes, homeowners insurance and any HOA dues.
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Housing includes older homes around the historic Main Street, 1990s-to-new homes in and around the Castle Oaks golf community, and ranches and acreage along Highway 104, Jackson Valley Road and the roads toward Camanche. Proceeds from an Ione reverse mortgage can be taken as a lump sum, monthly payments, a growing line of credit or a combination. Many homeowners choose the line of credit, which grows over time and can be tapped as needed without a monthly payment.
To find out how much a reverse mortgage could provide on your Ione home, call (916) 526-2700 for a no-pressure conversation. We will give you real numbers and honest guidance, and there is never an obligation.
We help borrowers with a reverse mortgage throughout Ione, including Castle Oaks, Downtown Ione, Preston Castle area, Highway 104 corridor, and across the Amador County foothills. Ione is about forty-five minutes from our Gold River office via Jackson Highway and Highway 104.
For a reverse mortgage in Ione, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
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