Ione is a small western Amador County town in the rolling oak country below the Gold Rush foothills, watched over by the landmark Preston Castle. We help Ione buyers and homeowners with FHA, VA, USDA, conventional and golf-community financing. Down payment assistance in Ione can cover a large share of the cash needed to buy a home, and Pacific National Lending helps buyers find and use the programs they qualify for. From CalHFA's statewide MyHome assistance to county and city programs, we layer assistance with FHA, VA or conventional financing to reduce cash to close.
Call Pacific National Lending for down payment assistance in Ione: (916) 526-2700
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Ione is one of the most affordable places to buy in Amador County, which brings in first-time buyers, state and public-safety employees and retirees who want quiet streets within an hour of Sacramento and Stockton. The Castle Oaks golf community adds newer homes with HOA dues to account for, while ranch properties toward Jackson Valley and Lake Camanche call for rural appraisal experience. To use most assistance programs in Ione, you must be a first-time buyer, meaning no ownership interest in a home in the past three years, occupy the home as your primary residence, complete a homebuyer education course and stay within the program's income limits for Amador County.
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Housing includes older homes around the historic Main Street, 1990s-to-new homes in and around the Castle Oaks golf community, and ranches and acreage along Highway 104, Jackson Valley Road and the roads toward Camanche. Assistance loans add a few steps to the closing, such as program approval and homebuyer education, and we manage all of them. Most Ione purchases using CalHFA assistance close in about 30 to 35 days, and we set expectations with your agent and the seller from the start.
To find out which down payment assistance programs you qualify for in Ione, call (916) 526-2700 or apply online. We will check eligibility, explain the terms and build a plan around them. No credit pull at the first step.
Our down payment assistance clients in Ione come from Castle Oaks, Downtown Ione, Preston Castle area, Highway 104 corridor and every other part of the Amador County foothills. Ione is about forty-five minutes from our Gold River office via Jackson Highway and Highway 104.
For down payment assistance in Ione, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
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