Placerville is the El Dorado County seat, a Gold Rush town along Highway 50 whose historic Main Street sits at the center of a wide foothill area that includes Diamond Springs, Camino and Apple Hill. We help Placerville buyers and homeowners with financing for in-town homes, acreage and rural properties. As a mortgage broker near Placerville, our job is to work for you, not for a bank. Broker Jason Skelton and our loan officers compare rates and guidelines from many lenders on every file, so Placerville borrowers see options a single retail lender or big bank simply cannot offer. We are licensed by the California Department of Real Estate (DRE #01778208) and registered with NMLS (#115924).
Call Pacific National Lending for mortgage broker services in Placerville: (916) 526-2700
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Placerville buyers include retirees, remote workers and families trading suburban lots for foothill acreage, and many properties have wells, septic systems, outbuildings or manufactured homes that need the right loan program. Wildfire insurance costs and availability are a real factor in qualifying here. Because we broker loans rather than fund one bank's products, we can move a difficult Placerville file to a lender whose guidelines fit: self-employed income, a recent credit event, a unique property or a tight closing timeline. We price every loan across our lender network and show you the trade-off between rate and closing costs in writing.
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Housing includes historic homes near Main Street, 1960s to 90s neighborhoods around Placerville Drive and Broadway, and custom homes on acreage in Diamond Springs, Camino, Pleasant Valley and Cold Springs. Our team of licensed loan originators has closed loans on every kind of Placerville property, from condos and starter homes to acreage, new construction and investment properties. We know which lenders like which properties, and we use that knowledge to avoid the surprises that derail closings.
Getting started in Placerville is simple: call (916) 526-2700, or use the secure online application. There is no credit pull at the first step, and a licensed loan officer will follow up to explain what you qualify for and what documents we will need.
Pacific National Lending serves Downtown Placerville, Diamond Springs, Camino, Apple Hill and the rest of Placerville for mortgage broker services. Placerville is about forty-five minutes from our Gold River office via Highway 50.
Ready to talk about mortgage broker services in Placerville? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
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