Penryn is a small unincorporated Placer County community along Taylor Road and I-80 between Loomis and Newcastle, known for its granite quarry history, orchards and acreage properties. We help Penryn buyers and homeowners with financing for rural properties, custom homes and land-rich parcels. For many Penryn retirees, the home is their largest asset and their largest expense. A reverse mortgage can eliminate the monthly mortgage payment, provide a reserve for medical costs or home repairs, or simply make retirement more comfortable, and the homeowner keeps the title.
Call Pacific National Lending for a reverse mortgage in Penryn: (916) 526-2700
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Penryn buyers are looking for acreage, privacy and Del Oro High School within a reasonable commute of Roseville and Sacramento, and most properties include wells, septic systems, barns or workshops. That makes an experienced lender important for appraisals, and many purchases here reach jumbo loan amounts. A reverse mortgage is a non-recourse loan: neither you nor your heirs will ever owe more than the home is worth when it is sold. Heirs can keep the home by paying off the balance or refinancing, or sell it and keep any remaining equity. We explain these outcomes clearly to every Penryn family.
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Housing is mostly custom homes on one-to-ten-acre parcels off Penryn Road, English Colony Way and Taylor Road, with older homes near the Penryn townsite and a small number of newer estate subdivisions. Proceeds from an Penryn reverse mortgage can be taken as a lump sum, monthly payments, a growing line of credit or a combination. Many homeowners choose the line of credit, which grows over time and can be tapped as needed without a monthly payment.
Reverse mortgages can also be used to purchase a home in Penryn. The HECM for Purchase program lets buyers 62 and older combine a larger down payment with reverse mortgage proceeds to buy a new home with no monthly mortgage payment, which is popular with downsizers and those moving closer to family.
Pacific National Lending serves Penryn townsite, Penryn Road, English Colony Way, Taylor Road corridor and the rest of Penryn for a reverse mortgage. Penryn is about thirty-five minutes from our Gold River office via I-80.
For a reverse mortgage in Penryn, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
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