Davis is Yolo County's university town, home to UC Davis and one of the tightest housing markets in the Sacramento region. We help Davis buyers, homeowners and investors with purchase loans, refinances and rental property financing. A VA loan in Davis lets eligible veterans, active-duty service members, National Guard and Reserve members and certain surviving spouses buy a home with zero down payment and no monthly mortgage insurance. Pacific National Lending is proud to broker VA loans through multiple VA-approved lenders for military families across Davis.
Call Pacific National Lending for VA loans in Davis: (916) 526-2700
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Inventory in Davis is chronically limited and prices run well above the county average, so buyers need strong pre-approvals and often jumbo or high-balance financing. The university also creates steady demand for investment properties and parent-assisted purchases for students. Instead of mortgage insurance, VA charges a one-time funding fee that can be financed into the loan, and veterans receiving VA disability compensation are exempt from it. We calculate the fee for your specific situation so the true cost of a VA loan in Davis is clear from the start.
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Housing includes 1950s to 70s homes in Old North and Central Davis, planned neighborhoods in South and West Davis, the Village Homes community, condos and townhomes near campus, and newer homes in North Davis and the Cannery. VA loans can be used more than once, and remaining entitlement can even allow a veteran who already owns a VA-financed home to buy another in Davis. We review your entitlement and explain exactly what you can do with it.
To use your VA benefit in Davis, call (916) 526-2700 or apply online. We will confirm eligibility, explain the funding fee and show you what a zero-down purchase looks like with real numbers. No credit pull at the first step.
We help borrowers with VA loans throughout Davis, including Downtown Davis, Old North Davis, Village Homes, South Davis, and across Yolo County. Davis is about forty minutes from our Gold River office via I-80, and most Davis clients work with us by phone and secure e-signature.
Ready to talk about VA loans in Davis? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: VA Loans · All loan options · Purchase · Refinance · Today's rates
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