Davis is Yolo County's university town, home to UC Davis and one of the tightest housing markets in the Sacramento region. We help Davis buyers, homeowners and investors with purchase loans, refinances and rental property financing. No income investor loans in Davis let real estate investors finance rental property without tax returns, pay stubs or employment verification. The loan qualifies on the property's rental income and the borrower's credit and assets, and Pacific National Lending brokers these programs through multiple lenders for Davis investors.
Call Pacific National Lending for no income investor loans in Davis: (916) 526-2700
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Inventory in Davis is chronically limited and prices run well above the county average, so buyers need strong pre-approvals and often jumbo or high-balance financing. The university also creates steady demand for investment properties and parent-assisted purchases for students. Qualifying for a no income investor loan in Davis focuses on credit score, down payment, reserves and the rent the property produces. Typical down payments run 20 to 25 percent, rates are somewhat higher than conventional, and the property must be a non-owner-occupied rental.
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Housing includes 1950s to 70s homes in Old North and Central Davis, planned neighborhoods in South and West Davis, the Village Homes community, condos and townhomes near campus, and newer homes in North Davis and the Cannery. No income investor loans in Davis are available for purchases, rate-and-term refinances and cash-out refinances, which makes them a flexible tool for pulling equity out of one rental to buy the next without a tax return in sight.
No income investor loans can finance single-family rentals, 2-to-4-unit properties, condos and townhomes in Davis, and some lenders offer them for larger multi-family and mixed-use properties. Foreign national programs are also available with some lenders.
We help borrowers with no income investor loans throughout Davis, including Downtown Davis, Old North Davis, Village Homes, South Davis, and across Yolo County. Davis is about forty minutes from our Gold River office via I-80, and most Davis clients work with us by phone and secure e-signature.
For no income investor loans in Davis, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: No Income Investor Loans · All loan options · Purchase · Refinance · Today's rates
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