Cameron Park is an established El Dorado County community along Highway 50 between El Dorado Hills and Shingle Springs, with Cameron Park Lake, a country club and the unique Cameron Airpark residential neighborhood. We help Cameron Park buyers and homeowners with purchase loans, refinances and equity financing. Financing an investment property in Cameron Park is different from financing a home you live in, with larger down payments, different rates and lender rules about how many properties you can finance. Pacific National Lending navigates those rules so investors can keep growing.
Call Pacific National Lending for investor loans in Cameron Park: (916) 526-2700
Apply Here
Cameron Park offers a more affordable entry into El Dorado County than El Dorado Hills, drawing first-time buyers, move-up families and retirees, so conventional, FHA and VA loans are all common alongside jumbo financing for larger homes. Many 1970s and 80s homes have significant equity, which makes cash-out refinances and HELOCs popular. Conventional investor loans in Cameron Park typically require 15 to 25 percent down depending on the property type, and Fannie Mae limits a borrower to ten financed properties. Rental income from the new property can help you qualify, and rates run somewhat higher than owner-occupied loans.
Get Pre-approved
Housing includes 1970s to 90s single-family homes on rolling lots off Cameron Park Drive and Green Valley Road, golf-course homes around Cameron Park Country Club, hangar homes in Cameron Airpark, and newer subdivisions near Bass Lake Road. We understand how Cameron Park investors think about a deal, and we speak the same language: cap rate, cash-on-cash return, DSCR and exit strategy. Our job is to make the financing predictable so you can focus on finding the next property.
Investors buying 2-to-4-unit properties in Cameron Park can sometimes use an owner-occupied FHA or conventional loan with a low down payment if they live in one unit, then move on to the next property after a year. It is one of the most effective ways to start a portfolio.
Our investor loans clients in Cameron Park come from Cameron Park Country Club, Cameron Airpark, Cameron Park Lake, Green Valley Road and every other part of western El Dorado County. Cameron Park is about twenty-five minutes from our Gold River office via Highway 50.
Ready to talk about investor loans in Cameron Park? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: Investor Loans · All loan options · Purchase · Refinance · Today's rates
© 2026, Pacific National Lending, all rights reserved. Created and managed by 1 Stop Link. Images & icons used on the website are either original, free or purchased on pexels.com, unsplash.com, vecteezy.com, fontawesome.com or other platforms. The display of logos, seals and emblems is not meant to show affiliation between us and their owners. This use falls under the fair use category of copyright protected images.