Cameron Park is an established El Dorado County community along Highway 50 between El Dorado Hills and Shingle Springs, with Cameron Park Lake, a country club and the unique Cameron Airpark residential neighborhood. We help Cameron Park buyers and homeowners with purchase loans, refinances and equity financing. A reverse mortgage in Cameron Park lets homeowners age 62 and older convert part of their home equity into cash, a line of credit or monthly income while continuing to own and live in the home, with no monthly mortgage payment required. Pacific National Lending explains reverse mortgages honestly so Cameron Park homeowners and their families can decide with confidence.
Call Pacific National Lending for a reverse mortgage in Cameron Park: (916) 526-2700
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Cameron Park offers a more affordable entry into El Dorado County than El Dorado Hills, drawing first-time buyers, move-up families and retirees, so conventional, FHA and VA loans are all common alongside jumbo financing for larger homes. Many 1970s and 80s homes have significant equity, which makes cash-out refinances and HELOCs popular. To qualify for a reverse mortgage in Cameron Park, the youngest borrower must be at least 62, the home must be your primary residence and you need enough equity to pay off any existing mortgage from the proceeds. Lenders also verify that you can keep paying property taxes, homeowners insurance and any HOA dues.
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Housing includes 1970s to 90s single-family homes on rolling lots off Cameron Park Drive and Green Valley Road, golf-course homes around Cameron Park Country Club, hangar homes in Cameron Airpark, and newer subdivisions near Bass Lake Road. Proceeds from an Cameron Park reverse mortgage can be taken as a lump sum, monthly payments, a growing line of credit or a combination. Many homeowners choose the line of credit, which grows over time and can be tapped as needed without a monthly payment.
Reverse mortgages can also be used to purchase a home in Cameron Park. The HECM for Purchase program lets buyers 62 and older combine a larger down payment with reverse mortgage proceeds to buy a new home with no monthly mortgage payment, which is popular with downsizers and those moving closer to family.
Our a reverse mortgage clients in Cameron Park come from Cameron Park Country Club, Cameron Airpark, Cameron Park Lake, Green Valley Road and every other part of western El Dorado County. Cameron Park is about twenty-five minutes from our Gold River office via Highway 50.
For a reverse mortgage in Cameron Park, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
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