Cameron Park is an established El Dorado County community along Highway 50 between El Dorado Hills and Shingle Springs, with Cameron Park Lake, a country club and the unique Cameron Airpark residential neighborhood. We help Cameron Park buyers and homeowners with purchase loans, refinances and equity financing. A home loan in Cameron Park should fit the property, the budget and the timeline, not the other way around. Our loan officers start by understanding what you are trying to accomplish, then build a financing plan that gets your offer accepted and keeps the monthly payment where you want it.
Call Pacific National Lending for home loans in Cameron Park: (916) 526-2700
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Cameron Park offers a more affordable entry into El Dorado County than El Dorado Hills, drawing first-time buyers, move-up families and retirees, so conventional, FHA and VA loans are all common alongside jumbo financing for larger homes. Many 1970s and 80s homes have significant equity, which makes cash-out refinances and HELOCs popular. Conventional loans in Cameron Park start at 3 percent down for qualified buyers, FHA allows 3.5 percent down with more flexible credit, VA offers zero down for eligible veterans and service members, and jumbo loans cover purchases above the conforming loan limit for El Dorado County. We walk you through each option with real payment figures.
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Housing includes 1970s to 90s single-family homes on rolling lots off Cameron Park Drive and Green Valley Road, golf-course homes around Cameron Park Country Club, hangar homes in Cameron Airpark, and newer subdivisions near Bass Lake Road. We have closed home loans on nearly every kind of Cameron Park property, so we know which lenders are comfortable with which homes and how to keep an appraisal or a condition request from delaying your closing. Most purchase loans fund in about three weeks from an accepted offer.
First-time buyers in Cameron Park may also qualify for down payment assistance through CalHFA and local programs, which can be layered with FHA or conventional financing to reduce cash to close. We check eligibility for every first-time buyer we work with.
Pacific National Lending serves Cameron Park Country Club, Cameron Airpark, Cameron Park Lake, Green Valley Road and the rest of Cameron Park for home loans. Cameron Park is about twenty-five minutes from our Gold River office via Highway 50.
Ready to talk about home loans in Cameron Park? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
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