Folsom is fifteen minutes up Highway 50 from our Gold River office, and its combination of Folsom Lake, strong schools and major employers like Intel keeps demand high. We finance purchases and refinances throughout Folsom, including the new Folsom Ranch neighborhoods south of the freeway. Investor loans in Folsom come in many forms, from conventional investment property mortgages to DSCR loans that qualify on rent, and Pacific National Lending brokers all of them. Whether you are buying your first rental or your tenth, we match the financing to your portfolio strategy.
Call Pacific National Lending for investor loans in Folsom: (916) 526-2700
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Folsom is a competitive, higher-priced market where many purchases push into jumbo territory and sellers expect a strong pre-approval before they take an offer seriously. Move-up buyers, relocating tech and healthcare professionals and long-time owners tapping equity are the borrowers we see most. Investor loan pricing in Folsom depends on down payment, credit, property type and whether the loan is conventional or a DSCR product. A single-family rental with 25 percent down prices best; 2-to-4-unit properties, condos and short-term rentals each have their own adjustments, which we explain up front.
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Housing runs from 1980s and 90s neighborhoods in Broadstone, Empire Ranch and Lexington Hills to historic homes near Sutter Street and brand-new construction in Folsom Ranch south of Highway 50. Investors in Folsom often use a cash-out refinance on an existing rental to fund the down payment on the next one. We help sequence those transactions so the timing, the loan limits and the debt ratios all work together.
To discuss financing for a rental property in Folsom, call (916) 526-2700 or apply online. We will review the deal, recommend the right program and give you a written quote.
Our investor loans clients in Folsom come from Empire Ranch, Broadstone, Folsom Ranch, Historic Folsom and every other part of the Highway 50 corridor. Folsom is a short drive from our office, and in-person meetings are easy to arrange.
Ready to talk about investor loans in Folsom? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: Investor Loans · All loan options · Purchase · Refinance · Today's rates
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