Walnut Creek is the East Bay's suburban hub at the foot of Mount Diablo, with a walkable downtown, BART access and some of Contra Costa County's most desirable neighborhoods. We help Walnut Creek buyers and homeowners with jumbo purchase loans, refinances, reverse mortgages and equity lines. Reverse mortgages have changed a great deal, and today's FHA-insured Home Equity Conversion Mortgage (HECM) includes consumer protections, required counseling and non-recourse terms. Pacific National Lending walks Walnut Creek homeowners and their adult children through the details step by step.
Call Pacific National Lending for a reverse mortgage in Walnut Creek: (916) 526-2700
Apply Here
Walnut Creek is a high-priced Bay Area market where nearly every purchase is a jumbo loan and competition for well-located homes is intense. The Rossmoor active-adult community also creates steady demand for reverse mortgages and condo financing for buyers over 55. The amount available on an Walnut Creek reverse mortgage depends on the youngest borrower's age, the home's appraised value, current interest rates and the program's lending limit. Higher-value Walnut Creek homes may benefit from proprietary jumbo reverse mortgages that exceed the HECM limit.
Get Pre-approved
Housing includes 1950s and 60s ranch homes in Northgate and Saranap, custom homes in the hills toward Mount Diablo, condos and townhomes near downtown and BART, and the large Rossmoor senior community. Our reverse mortgage process in Walnut Creek begins with an honest conversation about whether it is the right tool, and sometimes it is not. If a reverse mortgage fits, we help schedule the required HUD counseling session, order the appraisal and guide you through closing, usually in four to six weeks.
To find out how much a reverse mortgage could provide on your Walnut Creek home, call (916) 526-2700 for a no-pressure conversation. We will give you real numbers and honest guidance, and there is never an obligation.
We help borrowers with a reverse mortgage throughout Walnut Creek, including Downtown Walnut Creek, Rossmoor, Northgate, Saranap, and across the East Bay. Walnut Creek is about ninety minutes from our Gold River office, and our Bay Area clients work with us almost entirely by phone, email and secure e-signature.
For a reverse mortgage in Walnut Creek, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
© 2026, Pacific National Lending, all rights reserved. Created and managed by 1 Stop Link. Images & icons used on the website are either original, free or purchased on pexels.com, unsplash.com, vecteezy.com, fontawesome.com or other platforms. The display of logos, seals and emblems is not meant to show affiliation between us and their owners. This use falls under the fair use category of copyright protected images.