Auburn is the Placer County seat and the gateway to the Sierra foothills, where Old Town's Gold Rush storefronts meet the trails of the Auburn State Recreation Area. We help Auburn buyers and homeowners with financing for everything from in-town homes to acreage in the surrounding canyons. Many Auburn buyers have the income to afford a monthly mortgage payment but not the savings for a down payment and closing costs. Down payment assistance programs exist for exactly that gap, and Pacific National Lending works with CalHFA-participating lenders on the programs most Auburn buyers use.
Call Pacific National Lending for down payment assistance in Auburn: (916) 526-2700
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Auburn's market blends retirees, remote workers and families who want small-town character within reach of Roseville and Sacramento jobs. Properties often include acreage, wells, septic systems or steep lots, and wildfire insurance availability can affect financing, so local lending experience matters. To use most assistance programs in Auburn, you must be a first-time buyer, meaning no ownership interest in a home in the past three years, occupy the home as your primary residence, complete a homebuyer education course and stay within the program's income limits for Placer County.
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Housing includes historic homes in Old Town and Downtown Auburn, 1960s to 90s neighborhoods off Auburn-Folsom Road and Bell Road, and custom homes on acreage in Christian Valley, Bowman and the North Auburn foothills. Our process for Auburn buyers using assistance starts with a standard pre-approval, then a review of every program you qualify for. We show you the combined loan structure, the total monthly payment and the cash to close with and without assistance, so you can choose with clear numbers.
To find out which down payment assistance programs you qualify for in Auburn, call (916) 526-2700 or apply online. We will check eligibility, explain the terms and build a plan around them. No credit pull at the first step.
We help borrowers with down payment assistance throughout Auburn, including Old Town Auburn, Downtown Auburn, North Auburn, Christian Valley, and across the Placer County foothills. Auburn is about forty minutes from our Gold River office via I-80.
Ready to talk about down payment assistance in Auburn? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: Down Payment Assistance · All loan options · Purchase · Refinance · Today's rates
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