We proudly serve veterans and active-duty military members in Yuba City by providing access to VA loan programs with zero down payment and competitive interest rates. These government-backed loans make homeownership more affordable for those who have served our country.
Apply Here
One of the greatest benefits of VA loans is the ability to purchase a home without a down payment or monthly private mortgage insurance, keeping your costs low.
Apply HereConventional, FHA, VA, USDA, Jumbo Loans
First-Time Homebuyer Programs
Refinance and Cash-Out Options
Down Payment Assistance Guidance
Conventional, FHA, VA, USDA, Jumbo Loans
Few First-Time Buyer Solutions
Refinance and Cash-Out Options
Minimal Down Payment Support
15+ Years Serving California Homebuyers
In-Depth Knowledge of Sacramento & Placer Markets
Dedicated Local Team
High Employee Turnover
Limited Understanding of Local Markets
Remote or Rotating Staff
Direct Access to Loan Officers
Fast Response Times
Step-by-Step Guidance from Application to Closing
Ability to Work with Difficult Applications
Call Centers or Automated Systems
Delayed or Infrequent Communication
Minimal Guidance During Process
Unclear Status Updates
Our team understands the unique needs of military families and will guide you through every step of the process.
Apply Here
1. We help you understand VA loan entitlement and how to maximize its benefits.
2. We coordinate with VA-approved lenders to ensure your financing is handled quickly and efficiently.
3. Our goal is to honor your service by making your home purchase process stress-free and rewarding.
© 2025, Pacific National Lending, all rights reserved. Created and managed by 1 Stop Link. Images & icons used on the website are either original, free or purchased on pexels.com, unsplash.com, vecteezy.com, fontawesome.com or other platforms. The display of logos, seals and emblems is not meant to show affiliation between us and their owners. This use falls under the fair use category of copyright protected images.