Our home loan pre-approval process in Yuba City helps you know exactly how much you can afford before you start house hunting, giving you confidence and credibility with sellers.
Apply Here
We gather your financial information, assess your eligibility, and provide a clear pre-approval letter quickly.
Apply HereConventional, FHA, VA, USDA, Jumbo Loans
First-Time Homebuyer Programs
Refinance and Cash-Out Options
Down Payment Assistance Guidance
Conventional, FHA, VA, USDA, Jumbo Loans
Few First-Time Buyer Solutions
Refinance and Cash-Out Options
Minimal Down Payment Support
15+ Years Serving California Homebuyers
In-Depth Knowledge of Sacramento & Placer Markets
Dedicated Local Team
High Employee Turnover
Limited Understanding of Local Markets
Remote or Rotating Staff
Direct Access to Loan Officers
Fast Response Times
Step-by-Step Guidance from Application to Closing
Ability to Work with Difficult Applications
Call Centers or Automated Systems
Delayed or Infrequent Communication
Minimal Guidance During Process
Unclear Status Updates
With pre-approval, you’re seen as a serious buyer, increasing your chances of getting your offer accepted.
Apply Here
1. We offer same-day pre-approvals for qualified applicants.
2. Our pre-approval process can be completed online for your convenience.
3. Being pre-approved helps you make faster, more informed decisions when you find the right property.
© 2025, Pacific National Lending, all rights reserved. Created and managed by 1 Stop Link. Images & icons used on the website are either original, free or purchased on pexels.com, unsplash.com, vecteezy.com, fontawesome.com or other platforms. The display of logos, seals and emblems is not meant to show affiliation between us and their owners. This use falls under the fair use category of copyright protected images.