As a mortgage broker near Yuba City, we provide expert guidance and personalized loan solutions to fit your homeownership goals. Whether you’re buying, refinancing, or investing, we connect you with competitive rates and flexible terms from a wide network of lenders.
Apply Here
Our position as an independent mortgage broker allows us to shop multiple lenders to secure the most competitive financing options for your situation.
Apply HereConventional, FHA, VA, USDA, Jumbo Loans
First-Time Homebuyer Programs
Refinance and Cash-Out Options
Down Payment Assistance Guidance
Conventional, FHA, VA, USDA, Jumbo Loans
Few First-Time Buyer Solutions
Refinance and Cash-Out Options
Minimal Down Payment Support
15+ Years Serving California Homebuyers
In-Depth Knowledge of Sacramento & Placer Markets
Dedicated Local Team
High Employee Turnover
Limited Understanding of Local Markets
Remote or Rotating Staff
Direct Access to Loan Officers
Fast Response Times
Step-by-Step Guidance from Application to Closing
Ability to Work with Difficult Applications
Call Centers or Automated Systems
Delayed or Infrequent Communication
Minimal Guidance During Process
Unclear Status Updates
From your initial consultation to closing day, we’re here to make the mortgage process smooth and stress-free.
Apply Here
1. We handle the heavy lifting, from application to approval, so you can focus on your new home.
2. Our relationships with multiple lenders mean better options and more negotiating power for you.
3. We offer guidance on credit improvement and loan structuring to help you qualify for the best terms.
© 2025, Pacific National Lending, all rights reserved. Created and managed by 1 Stop Link. Images & icons used on the website are either original, free or purchased on pexels.com, unsplash.com, vecteezy.com, fontawesome.com or other platforms. The display of logos, seals and emblems is not meant to show affiliation between us and their owners. This use falls under the fair use category of copyright protected images.