Walnut Creek is the East Bay's suburban hub at the foot of Mount Diablo, with a walkable downtown, BART access and some of Contra Costa County's most desirable neighborhoods. We help Walnut Creek buyers and homeowners with jumbo purchase loans, refinances, reverse mortgages and equity lines. Pacific National Lending provides home loans in Walnut Creek for every kind of buyer: first-timers, move-up families, relocating professionals, veterans and investors. As a mortgage broker, we compare conventional, FHA, VA, USDA and jumbo programs across multiple lenders and recommend the one that costs you the least over the time you plan to own the home.
Call Pacific National Lending for home loans in Walnut Creek: (916) 526-2700
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Walnut Creek is a high-priced Bay Area market where nearly every purchase is a jumbo loan and competition for well-located homes is intense. The Rossmoor active-adult community also creates steady demand for reverse mortgages and condo financing for buyers over 55. The loan program that fits an Walnut Creek purchase often depends on the property as much as the borrower. Condos need lender-approved projects, older homes must meet FHA and VA condition standards, and rural parcels may qualify for USDA financing. We check these details before you write an offer, not after.
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Housing includes 1950s and 60s ranch homes in Northgate and Saranap, custom homes in the hills toward Mount Diablo, condos and townhomes near downtown and BART, and the large Rossmoor senior community. We have closed home loans on nearly every kind of Walnut Creek property, so we know which lenders are comfortable with which homes and how to keep an appraisal or a condition request from delaying your closing. Most purchase loans fund in about three weeks from an accepted offer.
If your credit, income or down payment is not quite where it needs to be, we will tell you exactly what would change the outcome and how long it might take, and then we will keep in touch. Many of our Walnut Creek clients started with a plan six months before they bought.
Our home loans clients in Walnut Creek come from Downtown Walnut Creek, Rossmoor, Northgate, Saranap and every other part of the East Bay. Walnut Creek is about ninety minutes from our Gold River office, and our Bay Area clients work with us almost entirely by phone, email and secure e-signature.
Ready to talk about home loans in Walnut Creek? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
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