Granite Bay is an upscale, unincorporated Placer County community on the west shore of Folsom Lake, known for large lots, custom homes and gated neighborhoods. We help Granite Bay buyers and homeowners with jumbo purchase loans, refinances and home equity financing. No income investor loans in Granite Bay let real estate investors finance rental property without tax returns, pay stubs or employment verification. The loan qualifies on the property's rental income and the borrower's credit and assets, and Pacific National Lending brokers these programs through multiple lenders for Granite Bay investors.
Call Pacific National Lending for no income investor loans in Granite Bay: (916) 526-2700
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Granite Bay is one of the highest-priced markets in the Sacramento region, so most purchases require jumbo financing and many of our clients here are self-employed business owners, executives and physicians who need flexible documentation. Long-time owners frequently use HELOCs and cash-out refinances for remodels and investments. Qualifying for a no income investor loan in Granite Bay focuses on credit score, down payment, reserves and the rent the property produces. Typical down payments run 20 to 25 percent, rates are somewhat higher than conventional, and the property must be a non-owner-occupied rental.
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Housing includes gated communities such as Los Lagos, Wexford and Treelake Village, custom estates on acreage off Douglas Boulevard and Auburn-Folsom Road, and 1980s and 90s homes in established subdivisions like Treelake and Granite Bay Hills. Investors in Granite Bay with growing portfolios appreciate that no income loans do not count against the conventional ten-property limit and do not require debt-to-income calculations. We help investors decide when to use conventional financing and when to switch.
To get a quote on a no income investor loan for an Granite Bay property, call (916) 526-2700 or send the property address and rent through our application. We will run the numbers and give you a written term sheet.
We help borrowers with no income investor loans throughout Granite Bay, including Los Lagos, Treelake Village, Wexford, Granite Bay Hills, and across south Placer County. Granite Bay is about twenty minutes from our Gold River office.
Ready to talk about no income investor loans in Granite Bay? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: No Income Investor Loans · All loan options · Purchase · Refinance · Today's rates
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