Hayward sits at the center of the East Bay shoreline, where the San Mateo Bridge, I-880 and two BART stations meet, with Cal State East Bay looking down from the hills. We help Hayward buyers, homeowners and investors with FHA, VA, conventional and jumbo financing, refinances and equity lines. A VA loan in Hayward lets eligible veterans, active-duty service members, National Guard and Reserve members and certain surviving spouses buy a home with zero down payment and no monthly mortgage insurance. Pacific National Lending is proud to broker VA loans through multiple VA-approved lenders for military families across Hayward.
Call Pacific National Lending for VA loans in Hayward: (916) 526-2700
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Hayward is one of the more affordable cities in Alameda County, so it draws first-time buyers who rely on high-balance FHA and low-down-payment conventional loans, along with multigenerational households and small investors. Prices climb quickly in the hills, where the gated Stonebrae community and view homes reach jumbo loan amounts. Instead of mortgage insurance, VA charges a one-time funding fee that can be financed into the loan, and veterans receiving VA disability compensation are exempt from it. We calculate the fee for your specific situation so the true cost of a VA loan in Hayward is clear from the start.
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Housing includes 1950s ranch homes in Southgate, Fairway Park and the Tennyson area, older bungalows near downtown and the Jackson Triangle, newer townhomes and homes in the Cannery district and Mt. Eden, and custom and golf-course homes in the Hayward hills and Stonebrae. The VA appraisal checks value and the VA's minimum property requirements, which cover safety, structural soundness and sanitation. We help Hayward buyers understand which properties are likely to pass and how to handle repairs when a home needs them.
Military families relocating to Hayward from another duty station can complete the entire VA loan process remotely with us, from application to closing, and we are used to working around deployment schedules and PCS timelines.
Our VA loans clients in Hayward come from Hayward Hills, Stonebrae, Southgate, Fairway Park and every other part of the East Bay. Hayward is a little under two hours from our Gold River office, and we handle Hayward loans remotely.
For VA loans in Hayward, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: VA Loans · All loan options · Purchase · Refinance · Today's rates
Area photo: "Hayward City Hall, May 2024" by Pi.1415926535, CC BY-SA 4.0.
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