Livermore is the easternmost city in the Tri-Valley, home to one of California's oldest wine regions, two national laboratories and a lively downtown along First Street. We help Livermore buyers and homeowners with conventional, jumbo, FHA and VA financing, refinances and equity lines. For Livermore investors who write off expenses aggressively, have complex income or simply do not want to hand over two years of tax returns, no income investor loans are the answer. Pacific National Lending explains how these programs qualify, what they cost and when they beat a conventional loan.
Call Pacific National Lending for no income investor loans in Livermore: (916) 526-2700
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Livermore offers a little more value than Pleasanton and Dublin, which attracts first-time and move-up buyers, laboratory scientists and engineers, and commuters who want to stay on the Bay Area side of the Altamont Pass. Most loans are high-balance conforming or jumbo, and the vineyard estates of South Livermore call for experience with larger lots and custom homes. Qualifying for a no income investor loan in Livermore focuses on credit score, down payment, reserves and the rent the property produces. Typical down payments run 20 to 25 percent, rates are somewhat higher than conventional, and the property must be a non-owner-occupied rental.
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Housing includes early-1900s homes near downtown, 1950s to 70s neighborhoods such as the Jensen Tract, Sunset and Springtown, 1990s-and-newer subdivisions on the south and north sides, and custom homes among the vineyards of South Livermore. Investors in Livermore with growing portfolios appreciate that no income loans do not count against the conventional ten-property limit and do not require debt-to-income calculations. We help investors decide when to use conventional financing and when to switch.
To get a quote on a no income investor loan for an Livermore property, call (916) 526-2700 or send the property address and rent through our application. We will run the numbers and give you a written term sheet.
Our no income investor loans clients in Livermore come from Downtown Livermore, South Livermore, Springtown, Sunset and every other part of the Tri-Valley. Livermore is about an hour and a half from our Gold River office via I-5 and I-580.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for no income investor loans in Livermore.
Apply HereLearn more about the program itself: No Income Investor Loans · All loan options · Purchase · Refinance · Today's rates
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