Antelope is an unincorporated Sacramento County community north of the McClellan Park business park, built out largely in the 1990s and early 2000s. We help Antelope buyers, homeowners and investors with purchase loans, refinances and home equity financing. For many first-time buyers in Antelope, an FHA loan is the difference between renting another year and owning. Pacific National Lending explains exactly how FHA works, including the mortgage insurance, so you can decide with real numbers whether FHA or a low-down-payment conventional loan is the better fit.
Call Pacific National Lending for FHA loans in Antelope: (916) 526-2700
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Antelope offers newer homes at prices below neighboring Roseville, which makes it popular with first-time buyers, FHA and VA borrowers and families relocating for jobs in Roseville and Sacramento. Homes here are usually in good condition, so FHA and VA appraisals tend to go smoothly. FHA loan limits are set by county, and in Sacramento County they cover most entry-level and mid-range homes in Antelope. FHA also allows the purchase of 2-to-4-unit properties with 3.5 percent down when you live in one unit, which is a popular strategy for buyers who want rental income to help with the payment.
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Housing is almost entirely single-family homes built in the 1990s and 2000s in subdivisions such as Antelope Greens, Antelope Meadows and Antelope Estates, along with some townhomes along Antelope Road. Our FHA process in Antelope mirrors any other purchase loan: a fully underwritten pre-approval, a clear document list, appraisal and final approval, typically in about three weeks. Because we broker to several FHA lenders, a file that one lender declines often has a home with another.
FHA also offers a Streamline Refinance for existing FHA borrowers in Antelope, which can lower the rate with reduced documentation and no new appraisal in most cases. If you already have an FHA loan, ask us whether a streamline makes sense.
Pacific National Lending serves Antelope Greens, Antelope Meadows, Antelope Estates, Antelope Road corridor and the rest of Antelope for FHA loans. Antelope is about thirty minutes from our Gold River office.
Ready to talk about FHA loans in Antelope? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: FHA Loans · All loan options · Purchase · Refinance · Today's rates
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