Redwood City is the San Mateo County seat, a Peninsula city with a revived downtown around Courthouse Square, a Caltrain stop and a long-standing claim to the best climate in the country. We help Redwood City buyers and homeowners with jumbo purchase loans, condo financing, refinances and equity lines. Pacific National Lending is an independent mortgage broker serving Redwood City from our office in Gold River. Instead of selling one bank's products, we shop your loan across multiple wholesale lenders and match you with the program, rate and terms that fit, whether that is a conventional purchase loan, FHA, VA, jumbo, a refinance or an investment property loan.
Call Pacific National Lending for mortgage broker services in Redwood City: (916) 526-2700
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Redwood City attracts technology and healthcare professionals who want a real downtown and a central Peninsula commute, and jumbo financing is the rule for single-family homes. Many buyers rely on stock compensation, bonuses or a recent job offer to qualify, and the hillside lots of Emerald Hills bring their own appraisal and insurance considerations. Because we broker loans rather than fund one bank's products, we can move a difficult Redwood City file to a lender whose guidelines fit: self-employed income, a recent credit event, a unique property or a tight closing timeline. We price every loan across our lender network and show you the trade-off between rate and closing costs in writing.
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Housing includes older bungalows and cottages in Mount Carmel, Edgewood Park and the downtown neighborhoods, 1950s ranch homes in Woodside Plaza and Farm Hill, custom hillside homes in Emerald Hills, and waterfront condos, townhomes and lagoon homes in Redwood Shores. Pacific National Lending is headquartered in Gold River, not in another state, and that matters for Redwood City borrowers. We know the local appraisers, escrow companies and real estate agents, we understand county-specific loan limits and property issues, and you can sit across a desk from us whenever a conversation is easier in person.
Our lender network includes programs for nearly every Redwood City situation: conventional and jumbo purchase loans, FHA and VA, USDA in eligible areas, first-time buyer and down payment assistance programs, bank-statement loans for the self-employed, DSCR and no-income investor loans, fix and flip financing, reverse mortgages and home equity lines of credit.
We help borrowers with mortgage broker services throughout Redwood City, including Downtown Redwood City, Mount Carmel, Emerald Hills, Redwood Shores, and across the mid-Peninsula. Redwood City is a little over two hours from our Gold River office, and we handle Redwood City loans remotely from application to closing.
For mortgage broker services in Redwood City, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Mortgage Broker · All loan options · Purchase · Refinance · Today's rates
Area photo: "San Mateo County History Museum 1 2022-10-18" by FASTILY, CC BY-SA 4.0.
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