Rohnert Park is one of California's original planned cities, laid out along Highway 101 in lettered neighborhood sections, each with its own park and school, and home to Sonoma State University. We help Rohnert Park buyers, homeowners and investors with FHA, VA, conventional and rental property financing. FHA loans help Rohnert Park buyers who have limited savings, a shorter credit history or a past credit event that conventional lenders will not overlook. With 3.5 percent down and flexible qualifying, an FHA loan often turns a buyer who was told to wait into a homeowner this year.
Call Pacific National Lending for FHA loans in Rohnert Park: (916) 526-2700
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Rohnert Park is one of the more affordable cities in Sonoma County, so it draws first-time buyers, commuters to Santa Rosa and Marin, and investors serving the Sonoma State rental market. A large share of the housing is condos and townhomes, where HOA and project approval matter as much as the borrower, while the University District offers new construction to compare against resale homes. FHA loans in Rohnert Park require a minimum 3.5 percent down payment with a 580 or higher credit score, and the down payment can come from savings, a gift from family or an approved down payment assistance program. Sellers can also contribute toward closing costs, which keeps cash to close manageable in this market.
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Housing includes 1960s and 70s ranch homes in the original A and B sections, 1980s and 90s homes in the G and M sections, condos and townhomes near Rohnert Park Expressway and Golf Course Drive, and new homes in the University District and Willowglen. FHA loans are not only for first-time buyers. Move-up buyers, buyers rebuilding credit after a hardship and buyers with student loan debt all use FHA in Rohnert Park, and an FHA loan can later be refinanced into a conventional loan to drop mortgage insurance once equity allows.
FHA also offers a Streamline Refinance for existing FHA borrowers in Rohnert Park, which can lower the rate with reduced documentation and no new appraisal in most cases. If you already have an FHA loan, ask us whether a streamline makes sense.
Pacific National Lending serves University District, M Section, G Section, A Section and the rest of Rohnert Park for FHA loans. Rohnert Park is roughly two hours from our Gold River office, and we complete Rohnert Park loans remotely.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for FHA loans in Rohnert Park.
Apply HereLearn more about the program itself: FHA Loans · All loan options · Purchase · Refinance · Today's rates
Area photo: "East side Pear Ave, Sunnyvale" by Yngvadottir, CC BY-SA 4.0.
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